• Minimum loan of $500,000.
   
• Maximum loan of $3,000,000.
   
• First lien mortgages only.
   
• Maximum loan to value of 65%.
   
• Minimum average Sunday morning worship attendance of 200 adults.
   
• Maximum loan of 3.0 times recurring gross income.
   
• Monthly payment should not exceed 30% of recurring gross income.

• Fifteen (15) or twenty (20) year amortization.
   
• One (1) year adjustable rate mortgage

• Wall Street Journal Prime Rate plus 1.5% *
• 5.5% Floor *
• Annual adjustments

• Three (3) year adjustable rate mortgage

• Wall Street Journal Prime Rate plus 2.5% *
• 6.5% Floor *
• Adjusts every three (3) years

* Best available rates based on individual qualifications.